Last updated: June 12, 2026
The Farm Vault ("Service") is a web-based farm and ranch asset management and insurance tracking platform operated by Doc Home Improvements, LLC ("Company," "we," "us"). By creating an account or using the Service, you ("User," "you") agree to these Terms of Service ("Terms").
THE FARM VAULT IS NOT AN INSURANCE COMPANY, INSURANCE BROKER, OR INSURANCE AGENT.
The Service is a record-keeping and asset management tool. It does not sell, underwrite, bind, or provide insurance coverage of any kind. The Service does not provide insurance advice, coverage recommendations, or risk assessments. Information presented through the Service, including AI-generated responses, is for organizational and informational purposes only. Always consult a licensed insurance professional for coverage decisions.
The Farm Vault includes an AI-powered feature ("Coverage Advisor") that analyzes uploaded policy documents and answers questions about your coverage. AI responses:
You acknowledge that the Company is not liable for any decisions made based on AI-generated information. Always verify coverage details with your insurance carrier or licensed agent before making decisions.
You must be at least 18 years old and provide accurate information when creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
You are solely responsible for the accuracy of data you enter into the Service, including but not limited to asset descriptions, valuations, policy numbers, coverage amounts, and other insurance-related information. The Company does not verify, validate, or guarantee the accuracy of any user-entered data.
Renewal summaries, asset reports, and other outputs generated by the Service reflect user-entered data and may not correspond to actual policy terms. Recipients of shared renewal links or reports should independently verify all information with the issuing insurance carrier.
The Service offers the following plans:
Refunds for the Professional Plan are handled on a case-by-case basis. Contact us to discuss. The Company reserves the right to change pricing with 30 days' notice to active subscribers.
The On-Site Setup service includes visiting your property to photograph and catalog assets into the Service. This service does not include insurance advice, coverage recommendations, policy review, or risk assessment. The Company is not liable for any assets that are missed, incorrectly cataloged, or whose values are inaccurately recorded during the setup process.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF INSURANCE COVERAGE, UNINSURED LOSSES, CLAIM DENIALS, OR FINANCIAL DAMAGES ARISING FROM:
The Company's total aggregate liability shall not exceed the amount you paid for the Service in the twelve (12) months preceding the claim.
You may cancel your account at any time. The Company may suspend or terminate accounts that violate these Terms. Upon termination, your data will be retained for 30 days, after which it may be permanently deleted. You may request data export before termination by contacting us.
These Terms are governed by the laws of the State of Oregon, without regard to conflict-of-law principles. Any disputes shall be resolved in the state or federal courts located in Oregon.
For questions about these Terms, contact us at:
Doc Home Improvements, LLC
Email: [email protected]